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Plastic water bottles – Because you’re a fucking idiot

When you buy a plastic bottle of water you are giving a signal to the world. A signal that you are dumb. Congratulations! You have just spent €1.50 to contribute to plastic waste that is accumulating around the planet. You have spent money on something that you can get from your own tap.

I remember when I first saw bottled water in Ireland in the mid-nineties and my original reaction of disbelief has not changed in twenty years.

“Ah but the bottles are recyclable Stoic Paddy.” In theory perhaps…but how many bottles do you think actually end up in landfill? Many people will dump them in the bin and into the black bin collection. Even if they do go into the green bin collection that is no guarantee that they will be recycled.  Check out this story that will make you think a bit more about what you put in your green bin and think happens.

You may not believe this but when we were thirsty we would just wait until we were home. Imagine that. A thirst that was not immediately quenched. Barbaric shit altogether. Shops used to have one small refrigerator that would contain some fizzy drinks. But now fridges take over half the shop with they mystical array of colours.

#PaddyHint: We didn’t get thirstier. We got dumber.

Image of man in mountains of wasted plastic bottle

So the message is clear.

Stop buying plastic.

Stop buying water.

Save your money.

Stop being a fucking idiot.

You don’t need a pension. You need Fuck You Money.

All the time. It’s on the news. All the time. “Pensions Timebomb!”. Do yo know who listens? Nobody.

Talk to a millennial about a pension and watch their eyes roll at you. Mention a pension to a tired and stressed worker and they will “get around to it”.

The media are selling it all wrong. Tell the people. Tell the people they need “Fuck You Money”. It goes by many names, Early Retirement, Financial Independence or Financial Freedom for starts but I’ve always preferred Fuck You Money. The average person lives 5 years fun, 15-20 years school or college and then 40  working through stress, boredom, anxiety and life sucking commutes in shite weather and then hopes that when the 67 birthday rocks around that the state will provide a few bob for them to live off or hope there is a nice stash in their pension fund.

Fuck You Money is the amount you would need to be able to own your own time and freedom without requiring employment. Thus, having the ability to tell anyone to fuck off ,even your employer and not giving a shit. You might be thinking you need millions but the real number is probably a lot smaller than you think. One simple method of calculating is the 4% Rule. A version would be something along the lines of – take what you spend a year now, multiply by 25 and you have the number you need to accumulate which would in theory generate 4% returns that you could live off.

Example average Irish worker  earns roughly €36,000  according to the CSO. After taxes they probably live off €25,000 per year. Multiply €25k x 25 =€625,000

In theory, you could withdraw your €25k each year without affecting the lump sum.

Now, plenty of folks will happily argue on the internet about how to calculate Fuck You Money, 4% Rule and inflation and all other nice and important points…but you get the jist.

And even if the calculation is way off, a person with €625k in the bank is going to be in a far better position than the average Irish punter waiting on a state pension.

And oh yeah. Of course you need a fucking pension. It’s a very useful way of reducing your current tax bill.

In future post, I will give you lots of way of building up your Fuck You Money

Light up, light up

€30? No chance. That is how much people can pay for a bulb to be replaced by a car mechanic during a service. My headlight bulb went today. I went onto YouTube and spent 20 minutes watching videos explaining how to do it. I then sourced the bulb for less than €10 and fitted myself.

Now, it’s nice to save €20 (or having to earn €40 gross) but that is just the icing on the cake. The real value is the continuous development of vital skills. Self-sustainability, independence, source information, learn and then take the chance and execute. I could have fucked it up. But I gave it a fucking shot and it paid off. And the sweet satisfaction of completing what I now know is such a simple task without assistance and knowing I can have the confidence to build on that tiny success.

Do you pay for someone to do these kind of tasks for you? Ask yourself why? Is it laziness? It is fear of the unknown? Are you worried you will fuck it up?

I challenge you to complete the next simple task that comes your way were you previously would have paid a tradesman.

Stop being completely helpless today and join Stoic Paddy in becoming self sufficient.

 

Disclaimer: Don’t be fucking stupid and do a complex dangerous task that should be carried out by a trained certified professional.

 

 

 

How you can become an ignorant prick like me

I used to be addicted to news. Primetime, Newstalk, BBC, Al Jazeera – Domestic, National, International. Politics, business, it didn’t matter. I’d lap it up and shout at the TV or send in angry texts to the radio. Ooh and I liked arguing about it on the internet too. Getting worked up about unions, and human rights, global warming etc on the odd forum or social media.
Now all that stuff is important. Sure it is. But it took up way too much of my energy and despite my ego, no amount of my ranting and raving on the internet would have the slightest impact on any of those matters. And it is relentless! There are news sources everywhere.  I was heavily investing my time into an activity that provided no benefit to anyone. From an opportunity cost perspective, I was wasting time that could have been spent on family, learning, sleep or, well, any positive activity.
I docked an idea from Tim Ferris and his 4HWW book about choosing a Low Information Diet and Selective Ignorance. Not necessarily a novel idea but execution is everything.
So I executed. Over the course of a month I gradually wound down my consumption of news programming. I said goodbye to Claire Byrne, Vincent Brown and other late night news panel discussions and claimed back sleep time!

Now, or course it is important to stay informed on current affairs but now I batch information consumption. Maybe you like reading Sunday papers or take time to read through Saved Links in your FB feed. Do whatever works for you but keep it down to an hour or two each week. Eliminate arguing on the internet too.

The results are significant. Better sleep and zero fucks to give.

TLDR: Nothing really changes. Unions threaten strikes. The US is at war with someone. Some political scandal.  Stop wasting your precious time consuming details of events that will provide no tangible benefit to your life.

 

Building mental strength with iron

Happiness is a cold iron plate. I have long held the view that sport provides a human with a variety of necessary skills to deal with the rest of life. None more so than weight lifting. The never ending goals of improved technique perfection, increased strength or increased size provide a human with a necessity to constantly strive to overcome barriers. All top sports men and women understand what it is like to come up against mental blocks, physical limits and dealing with the inevitable injuries that come with training and performance. The experience of being mid-lift on  a new PR attempt in a deadlift where your body feels like it is imploding to a bench press where you feel like you are fighting for your life in a tunnel vision of sweat, ceiling light and a sudden acute awareness of dust particles in artificial lighting cannot be replicated in real life on a daily basis unless you have a death wish. If you succeed, you will immediately want to progress to the next weight of 2.5Kgs or 5kgs and push your next boundary. Fail, however, and you are forced to look at yourself. The failure is not external and the focus must be on technique, focus or effort.

All weight lifters meet failure on a regular basis. They also know the only way to deal with failure is to deconstruct the failure and learn how to overcome the current limit within oneself. In Irish culture, failure is viewed as the end of an effort and generally combined with a sense of pity with the failed individual. Some platitudes that resemble the language of the helpless will be pointlessly voiced. Failure is not the end of anything. It is a learning tool. The ability to deal with failure is an oversight in Irish culture and education and remember that gym memberships are cheaper than counselling. There are few feelings of content or satisfaction that can be experienced at the frequency offered by the challenges of weight lifting.  Now, get to the gym.

Turning child abuse into strength

So I came across this book Don’t Hug Your Mother and I couldn’t put it down until I had read it cover to cover. Long story short, two young pre-teen brothers in the early nineties were extracted away from their mother by their asshole father. He then psychologically manipulates them, brainwashes them to think their mother is an evvil person and trains them to be servants to cater for him and his new partners needs. Over the years their other older brother ends up in mental health services and the boys spend eighteen years alienated from their mother.

You have to admire the brothers, now men, who took their shitty upbringing and said fuck it, let’s write a book about it and help others in a similar situation. It takes serious testicular fortitude to turn your experience of child abuse into a best selling book. They have now featured on Matt Cooper’s Last Word on Today FM and featured in national press.

So, if you’ve had a tough time of it, remember to play the cards you were dealt with.

In the meantime, make sure you pick up the lads book HERE today!

New to StoicPaddy? Start here

What’s this shitty blog about then? Good question. It’s somewhere where I, Stoic Paddy can explore tools, philosophies and tactics to grow. Personal growth  and learning comes from challenges, experimentation, failing and the acquisition of different perspectives. The core values of this blog are the deep appreciation that one must take full ownership for the circumstances in which one find oneself, the ownership to develop a range of skills and strategies to progress through life, to prepare for all eventualities and be equipped to persevere through challenges and profit from opportunities. I don’t have all the answers. I am on a search for some. Stall it.

 

Mansion to homeless in Dublin – it could easily be you…

I read a story the other day of Annette Tobin. Long story short, she and her husband lived a life of luxury abroad but failed to make financial provisions for the future. Unfortunately, her husband passed away and Annette found herself registering as homeless despite having lived a life of comparative wealth. It would be difficult not to empathise with Annette but she is one story of many today and many, many more to come. This can be any one of us. Are you contributing to a pension? Do you spend your income as it comes in? Do you operate around a zero or negative balance on your accounts? You will be at the mercy of strangers and whatever government is in place at the time in the future. Fuck that. Start today. Even if you journey begins with a slog out of heavy debt.

Don’t be like Annette.

http://www.irishtimes.com/news/social-affairs/from-ex-pat-bliss-in-abu-dhabi-mansion-to-dublin-homelessness-1.2904435?campaign_id=A100

Playing the cards you were dealt

Personal responsibility is for the rich and for the poor and everybody in between. Some of us have had horrific shit to contend with like child abuse, neglect, poverty and some of us had a nice silver spoon and two jacks in the gaf. But taking control of your own situation and making the best of it up to each of us individually. You could get emotional and say that it’s not fair or you had it hard but remember that is the language of the helpless and you’re better than that. Examine your current situation and establish what is your highest priority for resolution or improvement. It could be financial, educational, fitness or personal relationship. Then read and learn how to improve the situation and perhaps if not all the time, that starts with looking inwards and developing your own internal skills such as self-discipline, emotional intelligence, will power and temperance. What you will find is that your personal development and the exercise and practice of these skills will benefits all areas of your life. Your history does not define you. It was just your start point.

The language of the helpless

“It’s not fair!”, “Please be to God” and “I’ll say a prayer” are common statements in Irish society. Fairness is an arbitrary concept and if you feel that the universe should somehow align to ensure that you are OK, all set and good to go, then wake up and remember that your situation whatever that might be is mostly determined by you. Crying for the intervention of a fictitious supreme universal being to localise themselves with your situation and give you a dig out is the ultimate submission of your personal responsibility. You are placing yourself at the mercy of events and the whims of other people by abdicating responsibility. Fuck that. You can of course believe in your choice of some random deity if you feel the urge but don’t hold out for them to give a shit and actually meddle in your predicament.

Entry level to the game of awareness is understanding; and being accountable for your own personal responsibility. This is your life. Take some ownership. There is no time to pray or cry about your circumstances. So choose do you want to be empowered to take ownership or your life and learn how to develop the broad range of skills required to battle through this wonderful existence or rejoin the masses of the helpless and light a fucking candle?

 

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